| This second revision of Management Policies for CommercialBanks is intended not only to bring the statistical background intomore current perspective but to take into account the many changesthat have taken place in the banking environment in the past fiveyears. The emphasis of the late 1960 s and early 1970 s, in which manybanks set planning goals of a 10% annual compounded growth in earn-ings per share, has faded in the face of serious loan losses in recentyears and the failure of several sizeable banks. The tasks facing bankmanagement have become increasingly challenging. In the final chap-ter we attempt, to evaluate the challenges of the future. As in the past two editions, the emphasis of this book is on theingredients of policy formulation and implementation--an area whichthe regulatory authorities are increasingly stressing. It is designed notonly as a textbook for students of banking but as a guide for bankdirectors who are responsible for the policies of their banks, and as atraining manual for junior bank officers to give them a broader view |
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