A PENNY SAVED: ULTIMATE SHOPPER SOURCES
AND STRATEGIES
A penny saved is more than a penny earned--it s up to a penny and a twenty-
seventh， depending on your income tax bracket. I have gathered information
on all the different ways that you can spend less and get more (or better). The
major sources of good buys and strategies you can use are described here.
Mail and Telephone Sources
I have listed several kinds of mail and telephone sources， most of which are
actually walk-in stores as well. One is the low-price city store. Stores of this
kind tend to have small premises in out-of-the-way neighborhoods and are
popular with people who don t mind shabbier surroundings and less service
so long as they can get famous national brands and designer name goods at
lower prices. These stores provide no-frills service， don t publish catalogues
and don t give out much information. They just give price quotes. When you
buy from them， you must know exactly what you want， and often you must
provide a model number. You can get a model number from the manufacturer
(see the list of manufacturers at the end of this book)， Consumer Reports (the
magazine that tests and rates consumer products) or another store.
Another kind of rnail-order source is the specialist firm that sells such
things as computers， gardening supplies， musical instruments， records， supplies
for pets， tools and sports equipment. Such stores， naany fwhich have national
a bigger and better inventory than any local store. ~ome of them actually
and international reputations， not only have lower price~ut also usually havefar
provide better service than neighborhood stores， with specialists on staffwilling
to advise customers.
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