Retail Credit Risk Management

ELENA BECCALLI is currently Full Professor in Banking and Finance at Universita Cattolica del Sacro Cuore, Italy and Visiting Senior Fellow in Accounting at the London School of Economics, UK. She has authored of books and articles in academic national and international journals in the area of economics of financial institutions. Research interests include stochastic efficiency measurement, technology and performance, merger and acquisitions, and analyst forecasts. MARIO ANOLLI is currently Full Professor in Banking and Finance at Universita Cattolica del Sacro Cuore, Italy where he teaches Risk Management and Investment Management, and is the Dean of the Banking and Finance School. He has authored books and articles in academic journals in the area of securities markets and bank management. His research interests include market microstructure, bank risk management, investment management and analyst forecasts. TOMMASO GIORDANI is currently Chief Risk Officer at Barclays PLC, Italy. He worked for seven years at Deloitte Consulting managing projects focused on risk management, and then at Unicredit where he was responsible for retail credit risk strategy and the modelling and analytics teams. He cooperates with Universita Cattolica del Sacro Cuore, Italy as a lecturer and as a member of the Directive committee's Master in Credit Risk Management.