INTRODUCTION We all have bills. Some of us have more than others. We know all about our bills and how much we owe -- each of us is an expert. And we all know our major source of income for paying our bills.., it s our job. But what most people don t know is that there are thousands of government programs that provide money and other assistance to help average citizens pay their bills. So why don t most people know this? It s simple: THE GOVERNMENT DOESN T ADVERTISE. This year the government will distribute over $450 billion. You could use some of this windfall to: pay your mortgage and rent; pay your utility bills; pay your health care bills; ~= pay your or your kids education bills pay your food bills; pay your travel and entertainment bills; or ~ pay your other living expenses. The amount of money given out every year averages $4,000 for every family in the United States. Is your family getting your fair share? Are you? Most of this money is completely free. It s money you don t ever have to repay, and it doesn t just go to poor people. Many of these programs go to middle class taxpayers making $40,000, $60,000, even $80,000 per year. Believe it or not, some programs have no income requirements at all. These are difficult economic times. Credit card debt, bankruptcies, job losses and mortgage defaults are breaking records. It s time average Americans know about these government programs. Your tax dollars pay for these programs, whether you use them or not. Why not get your money s worth?
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