REDIT and debt problems usually start small
and progress to more serious problems. More
often than not， the reason the problems get
vorse is because of poor cash management and not
ecognizing when debt problems are increasing. Ill
his step you will learn the importance of your credit
ating， causes of credit problems， how to identify your
redit and debt problems， and determine the severity
.f your current problem.
\"he Importance of Your Credit Rating
tow important is your credit rating? This is a very
rnportant question， and the answer depends， in part，
，n your needs， values， and beliefs.
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